Useful Guides
| Name | Description | |
|---|---|---|
| 2 1/2 Month Grace Period | Some Employer’s offer an additional period of time to allow you to incur expenses after a plan year ends. Read more to learn how the 2 1/2 Month Grace Period works. | Download |
| FSAs | The ABC’s of Flexible Spending Accounts | Download |
| Limited FSA | A Limited FSA is offered by some Employer’s who offer a High Deductible Health Plan (HDHP) with a HSA. | Download |
| Limited FSA with Grace Period | Some Employer’s offer an additional period of time to allow you to incur expenses after a plan year ends. Read more to learn how the 2 1/2 Month Grace Period works when you are enrolled in a Limited Purpose FSA, when enrolled in a HDHP with a HSA. | Download |
| HSA (UMB) |
A health savings account (HSA) is a tax-advantaged medical savings account that may be available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. For information on HSA account transfers, click here. |
Download |
| HSA (WCS) | A health savings account (HSA) is a tax-advantaged medical savings account that may be available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit. | Download |
| Lifestyle Accounts | LifeStyle Spending Accounts are Employer provided and are generally geared towards Health & Wellness. These accounts are not considered a part of the FSA Plan and any benefit used is taxable to the employee. | Download |
| Parking & Transit Plans | Many Employer’s offer a pre-tax plan that provides for parking and transit benefits. Read more to see how these plans work. | Download |
| Rollover | In late 2013, the IRS approved a Rollover feature for the Health FSA. Much like the 2 1/2 Month Grace Period, your Employer may choose to offer this feature. | Download |
| Rollover with FSA Debit Card | In late 2013, the IRS approved a Rollover feature for the Health FSA. Much like the 2 1/2 Month Grace Period, your Employer may choose to offer this feature. Read more to learn how this feature works with the FSA Debit Card. | Download |
| Standard FSA Debit Card | Read all about how a FSA Debit Card works. | Download |
| True Up | True Up is a unique service offered by TaxSaver Plan that allows for receipt free use of the FSA Debit Card during the Plan Year. Not all Employers offer this feature. | Download |